HODL – long-term holding
Coins are held for years. Little activity, focus on long-term value. Price risk remains.
All content is for informational purposes only and does not constitute investment advice. Disclaimer & liability
Quiz · 60 seconds
Optimised for AustriaRegularly updatedWhich crypto strategy fits you?
Find out in 60 seconds how you use cryptocurrencies – and which approaches match your profile.
Not investment advice. For orientation only.
Crypto in Austria: there isn't one single way
Crypto is not just one thing. Some people buy Bitcoin and hold it for years. Others trade actively, earn income through staking or use their coins to pay. Which approach fits you depends on your goal, your experience and how much risk you can stomach.
In practice, most users are hybrids – for example long-term holding combined with occasional trading or staking. This quiz takes that into account and shows you not only a primary type, but also a secondary one.
In Austria the tax treatment can differ depending on your strategy – e.g. when swapping between coins, selling for euros or earning staking rewards. This quiz is for orientation only, not advice.
The most common crypto strategies at a glance
Five approaches that are most common in practice – briefly and neutrally explained.
Swing Trading – no leverage
Occasional spot buys and sells, without leverage. No liquidation risk, but market risk and taxes per trade still apply.
Futures Trading – with leverage
Trading leveraged products. Higher complexity, possible liquidation risk, fast losses. Suitable only for experienced users.
Staking & income
Coins are locked or lent out for rewards. Provider and smart-contract risks apply, taxable in Austria.
Self-custody – security
You hold your coins yourself – usually via a hardware wallet. Full control, but full responsibility for backup and seed phrase.
Swing vs. futures – the difference
Swing trading (spot, no leverage)
- No leverage – you trade only with your own capital
- No liquidation risk
- Market risk remains (prices can fall)
Futures trading (with leverage)
- Leverage amplifies gains and losses
- Liquidation risk – position can be force-closed
- Higher complexity, only for experienced users
The quiz – 6 questions, no login
Answer each question spontaneously. There are no right or wrong answers.
Question 1 of 60%
Note on Austria
In Austria the tax treatment of crypto transactions can differ. Swapping between cryptocurrencies may be treated differently from selling for fiat. Details depend on the individual case – for legal questions, official sources or a tax advisor are the right place to go.
Common questions about crypto strategy
What crypto strategies are there?+
The most common approaches are long-term holding (HODL), spot swing trading, leveraged futures trading, staking or lending, and a focus on self-custody. Many users combine several strategies.
What's the difference between trading and holding?+
Holding (HODL) means buying coins and keeping them for a long time. Trading means buying and selling more often to capture market moves. Trading needs more time, knowledge and can be more complex tax-wise.
What is swing trading?+
Swing trading means buying coins on the spot market and selling them after days or weeks – without leverage. There's no liquidation risk, but the normal market risk remains.
What is futures trading?+
Futures are leveraged products. With little capital you can move large positions. That amplifies gains and losses. With strong adverse moves the position can be liquidated – your capital is then lost.
How do I get started with crypto in Austria?+
Typical steps: compare providers, verify your account, start small, sort out secure storage and understand your tax obligations. Our guide gives you a neutral overview.
All content is for informational purposes only and does not constitute investment advice. Disclaimer & liability