Coinfinity Reviews Austria 2026
Graz-based Bitcoin broker with the 'Bitcoinbon' system at the Austrian Post. Bitcoin-only, FMA-regulated and active since 2014.
Graz-based Bitcoin broker with the 'Bitcoinbon' system at the Austrian Post. Bitcoin-only, FMA-regulated and active since 2014.
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Graz, Austria · founded 2014
What is Coinfinity?
Coinfinity was founded in 2014 in Graz and is one of the oldest Bitcoin providers in Austria. The unique selling point: with the Bitcoinbon you can buy Bitcoin in cash at Austrian Post offices.
Online the purchase runs through a simple platform with SEPA and EPS. The provider is FMA-registered and MiCA-compliant.
Pros and cons
- Cash Bitcoin purchase at the Austrian Post (unique)
- FMA-registered, based in Austria
- Savings plan from €25
- Very simple interface
- Direct wallet transfer possible
- German-speaking support
- Bitcoin only
- Higher fees than global exchanges (~1.99%)
- No dedicated app
What can I do at Coinfinity?
Coinfinity is Bitcoin-only and combines online buys (SEPA/EPS) with the unique Bitcoinbon system for cash purchases at Austrian Post offices.
| Service | Available? | Details |
|---|---|---|
| Bitcoin buy (online) | Yes | SEPA & EPS · ~1.99% spread |
| Bitcoinbon (post office) | Yes | Cash buy at 1,800+ AT post branches |
| Bitcoin savings plan | Yes | From €25/month |
| Staking | No | Bitcoin-only, no PoS |
| Crypto card | No | Not offered |
| Margin / futures | No | Not offered |
Current numbers
- Asset focus
- Bitcoin (BTC)
- Savings plan from
- €25/month
- Spread
- ~1.99%
- Post branches
- 1,800+
Note: Offering and terms may change. Staking APYs are indicative figures (as of 2026) and fluctuate with the market. Only the provider's own data is binding.
Fees
Coinfinity uses a spread of about 1.99%. That's more expensive than 21bitcoin or global exchanges, but in return you get the unique cash-purchase service.
SEPA and EPS are cheap; the Bitcoinbon has its own separate margin.
Security
Coinfinity only holds Bitcoin briefly. When buying you provide your own Bitcoin address and the coins go straight there — so it's self-custody by default.
FMA supervision and 2FA are standard. No major security incident in over 10 years of history.
Taxes in Austria
Coinfinity issues purchase receipts that you use for your tax return. On selling you realise KESt-relevant gains (27.5%).
Tip: Because you receive Bitcoin directly into your own wallet, the bookkeeping is more straightforward than with purely custodial exchanges.
Who is Coinfinity for?
- Cash buyers who want to buy Bitcoin at the post office
- Privacy-conscious users who prefer cash
- Bitcoin maximalists with a self-custody setup
- Not suited if you need cheap trading fees
Coinfinity: 8.5/10
Coinfinity is the best choice if you want to <strong>buy Bitcoin in cash</strong> or maximum Austrian service. For pure online savings plans 21bitcoin is cheaper — but Coinfinity has the unique post-office network that nobody else offers.
Coinfinity is the best choice if you want to buy Bitcoin in cash or maximum Austrian service. For pure online savings plans 21bitcoin is cheaper — but Coinfinity has the unique post-office network that nobody else offers.
Note: Some links on this page are affiliate links. If you sign up through them, we may earn a commission — at no extra cost to you. Funding is transparently disclosed. Editorial coverage is independent of individual sign-ups. Learn more
All content is for informational purposes only and does not constitute investment advice. Disclaimer & liability